Need to release equity from your property fast? Non Bank Private Loans Call today

1st Mortgage rates from 3.09% pa for 3 Months and 4.65% for 6 Month term on residential property - Metro areas only.

We specialise and have the best selection of private lenders in Australia for business lending

Loans from $200,000 to $20,000,000 +

Apply below with your scenario and let us get to work for you.


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Equity Release

Release the equity from your property or land. 1st & 2nd mortgages up to 70% LVR. From 6.95% pa on 1st and 18% pa on 2nd.

Loan amounts from $100,000 up to $20,000,000.

Fast drawdown, flexible payment terms including capitalisation of fees.

Construction Loans

Up to 70% LVR of GRV value, staged drawdowns.

Loan amounts from $500,000 up to $50,000,000.

Rates from 7.99% pa

Locations; All Capital Cities, major regional areas


Land Banking Finance

Up to 60% LVR, DA or pre DA purchases. Land subdivision.

Locations; All Capital Cities and major regional areas.

Other locations considered at lower LVR’s.

Commercial Finance

Up to 70% LVR depending on loan amount and location. Flexible terms and conditions.

Show us the scenario and we will help tailor the right loan and lender.


Fast Loan Solution

When time is of issue, and a fast solution is required. We can help with our access to caveat and second mortgages for business funding. Max LVR of 70%

Rates from 1.5% pm

Loan amounts from $100,000

About our service

Private mortgage finance Pty Ltd is a boutique private brokerage that helps Australian business owners with short-term business financing solutions. Committed to simple processes, short settlements and finding competitive rates, we aim to provide our customers with a stress-free, expedient and rapid short-term business financing experience.

We focus on loan solutions that help business owners achieve success. Whether we set you up with a first mortgage, second mortgage or caveat loan, you can rest assured that it will be easy to manage, allowing you to focus on the other important aspects of your business.

Most banks and lenders fail to appreciate the demands on businesses. The situations that drive businesses to seek short-term loans – anything from cash flow challenges to ATO financing – often don’t allow for document-heavy loan applications that take months to approve.

We’re different; we make business financing happen quickly and easily so you can get on with running your business. This is our commitment to our valued customers.


What We Do

We look at your requirements and then assess which lender we feel is best suited to match your needs. Factors we need to take into account are the loan volume and type, the term required along with the location and type of security to be used plus the total loan to value ratio needed.


Our Approach

Our approach is to help you achieve your required outcome. Our job is to understand and develop relationships with the lenders in order to achieve the best outcomes. Each lender has specific requirements outside of the standard terms and knowing these is part of our job so that we are able to achieve a positive outcome in the time required for you.


Our Mission

Our mission is to be there for our clients throughout the loan process. We do not have a 9-5 mindset as we know that in most cases direct contact with lender assesors and directors is required to get the job done in the time frame. We will also be there after the loan has been completed to help with any issues and to advise where neccessary. 

Why using Private Mortgage Finance is the smart choice

Private Mortgage Finance is a market leader in private lending Australia wide. For first and second mortgages, we offer a range of lenders to meet the needs of both short-term business loans.

We specialise in non coded private loans for business, commercial and development projects.

Maybe you require property equity release to fund a business purchase, property purchase, refinancing of loans, financing development of property, or business expansion. Or perhaps you are looking to increase cash-flow to pay ATO payments or other business related expenses. Whatever your situation, we can help you secure the funding you need as quickly as possible.


What is Private lending?

Typically, lending is supplied by the banks and large commercial companies. However, many borrowers find the traditional bank lending model harsh criteria and drawn-out processes that take too long and are too restrictive. With private lending, the funds are supplied by private investors. They are faster, with greater flexibility and with so much less red tape involved.

Private lending loans are secured with assets such as property or land, which can be residential or commercial. Depending on the location and type of the asset, the ‘loan to value ratio (LVR) may vary. However, multiple assets can be used to secure the loan required.

Private loans are usually for shorter periods of time; 2-12 months but can be taylored made to suit the borrower’s requirements.

Key Facts

Some facts on the loans we have assisted with over the last year.

Average Loan term

Average sized loan

Private Lenders used

Primary Asset used


As a leading brokerage in Australia, we receive a number of applications from introducers.

We welcome all inquiries from Financial brokers, Solicitors, Accountants, Insurance agents and Financial planners with suitable scenarios.

Our lender features include;

  • Loans up to 70% LVR ( subject to valuation and location )
  • 1st, 2nd Mortgages, commercial and development scenarios
  • Quick decisions

Commissions paid on each deal, no accreditation needed.

If you have a scenario you wish to discuss please call on 0434845461 or email us at nick@privatemortgagefinance.com.au

Success Stories

This client needed a second mortgage for approved extension works to his main residence. There was a lack of satisfactory recent income and the combined LVR was 70%. We were able to complete the loan after valuation and first mortgage check within two weeks. We have also brokered an extension for this loan.

Company Director

Sunshine Coast QLD

This company needed a first mortgage on their resisdential property along with refinacing second mortgages on a number of commercial properties in order to finanace and pay for the first stage of a large commercial project. We had to do this in two stages, firstly establishing the first mortgage which paid for the purchase of the commercial site along with the costs related to all the costs in establishing the new second mortgages.

Assisted Broker deal

Packenham VIC

We found the financing for a 65% LVR residential purchase of $3M with plans for a retirement village. DA approval had not been established. Capitalised interest for the first six months. Exit was by construction finance.

Assisted Broker deal

Development VIC


PO Box 135
Mt. Ommaney. QLD 4074

Contact Us


Office Hours

Mon-Fri: 9am – 5pm
Sat-Sun: Via email

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