At Private Mortgage Finance we will help you grow your portfolio by finding the right lending solution for your needs

Whether PAYG or Self-employed our job is to help you achieve your financial goals


Apply below with your scenario or contact us for a discovery call


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With interest still low it is the perfect time to refinance. Many lenders are offering cashback deals as well! With rates starting from 1.99% pa ( 2.08% comparison rate) it is still a great time to refinance.

2 Year fixed rates from 2.19% pa( 2.25% comparison rate )

Development Loans

Up to 75% LVR of GRV value, staged drawdowns.

We have a number of private lenders offering loan amounts from $500,000 up to $50,000,000.

Rates from 7.99% pa


Investment loan

Do you need help to find a better investment loan scenario? Whether to maximise your borrowing capacity, interest free period or interest rate we have a large selection of lenders to select from.

Debt consolidation

We can look to help tidying up existing debt under one loan giving you better control and potentially lowering your monthly costs.


Business loans

Whether you are in need of better cash flow or need new equipment for your business we can tailor a solution for you.

Either using a cash flow loan, lease, mortgage or a private mortgage, let us help.

Private Mortgage Finance

Nicholas Alcock has been helping customers for some years now whether for business or for residential purposes. We want to be a long term partner with you through whatever your plans require. We specialise is helping clients achieve asset growth by looking at how we can maximise your borrowing through current stock and serviceability. We often say ” If we could wave a magic wand, what exactly are you hoping to achieve?”

We also have access to a range of buyers agents who can assist you in finding the right property whether for residential or investment purposes.

We focus on loan solutions that are in the best interests of the client as that way you will stay with us and more likely to refer us, which makes good sense for all parties.

Click if you would like a friendly chat about how I can help you with your current situation.

Why using a Mortgage Broker makes sense


Who has time these days to go looking for the best deal?

A good broker does – that’s exactly what they do best. Mortgage brokers do the research and running around for you to find you the best loan for your personal circumstances. Not only will you save time and avoid confusion, but you are more likely to get a better deal. Brokers are trained in preparing your loan for approval.


Is your bank likely to tell you that there is a better deal available from another lender?

Unlike the banks, mortgage brokers have access to a range of different lenders and their products and will work for YOU to find the finance arrangement that is most suitable to your current and future financial needs. A bank can only offer what they have and not what is necessarily best for you! 


Care after the loan is settled!

As mentioned before, a good broker will stay in touch with you even after the loan has settled and is a distant memory to you. As your personal financial needs change over the years (as they will) your finance specialist will be there for you every step of the way.

Success Stories

This client needed a second mortgage for approved extension works to his main residence. There was a lack of satisfactory recent income and the combined LVR was 70%. We were able to complete the loan after valuation and first mortgage check within two weeks. We have also brokered an extension for this loan.

Company Director

Sunshine Coast QLD

This company needed a first mortgage on their resisdential property along with refinacing second mortgages on a number of commercial properties in order to finanace and pay for the first stage of a large commercial project. We had to do this in two stages, firstly establishing the first mortgage which paid for the purchase of the commercial site along with the costs related to all the costs in establishing the new second mortgages.

Assisted Broker deal

Packenham VIC

We found the financing for a 65% LVR residential purchase of $3M with plans for a retirement village. DA approval had not been established. Capitalised interest for the first six months. Exit was by construction finance.

Assisted Broker deal

Development VIC